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Budget accounts are ideal for bill management or saving for specific items. 

The benefits:

  • Money cannot be withdrawn until the bill has been deducted
  • Allow you to manage your money better
  • Pay your bills on time
  • Enable you to set savings targets and save for specific items
  • Improve your credit rating
  • Become a better saver

Apply now for your accountYou need to be a member to get our budget account. Click the button to join Clockwise now.


When you open a budget account you can set up a regular payment into the account by:

  • Depositing cash
  • Transfer from your member account or other bank accounts
  • Direct deposit from your wages/salary
  • Benefits
  • Payroll Membership

You decide what bills and payments you would like to be made on your behalf each week or month and Clockwise do the rest, ensuring that each of your agreed payments are made on time.

Should you wish, the surplus in your budget account can be transferred to your Clockwise savings or current account, your pre-paid Visa card or other bank accounts using our faster payment same day transfer service.

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