Whether you are looking to borrow to help with your household expenses or for a larger purchase, we have the right personal loan to suit you.

We have made it easy to borrow as little as £50 or up to £10,000 at a fair, affordable rate with no application fees and no early repayment charges.

Some great reasons to choose Clockwise

  • Easy to apply
  • No hidden costs
  • No penalties for paying off early
  • Affordable, flexible repayments
  • Highly competitive with lower interest rates
  • All applicants considered, regardless of personal circumstances
  • Responsible and affordable alternative to short term (payday) loans
  • The interest you pay stays in our local economy

Jump to:  Frequently Asked Questions

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What Happens Next?

Complete your application online and we aim to provide you with a decision within 24 hours. We will keep you up to date at all stages of your application via email and text message. We may ask you to provide supporting ID and paperwork in which case your application will be processed  once all documents are received.

Use a Debt Test to find out whether you have, or are likely to have problems with your borrowing.

Loans are available to anyone living or working in Leicester, Leicestershire or Rutland. If you are an employee or are a tenant of Asra, Raglan or Sanctuary Housing you are also eligible to join.

Anyone experiencing difficulties making loan repayments should contact us or a money advice organisation.

Loan Calculator

7.9% APR
Every month £114.90
Total To Pay £3447.90
Total Interest to pay £1347.90
High Cost Lender Comparison
APR 399.7
Total To Pay £3447.90
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Loans with values

8 reasons to choose a Clockwise loan over your bank

Great value loans

See how much you could save with our calculator

Phone Service

Balance & withdraws by phone 24/7