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Your share account

Join as a member and we will open you an instant access share account. This is known as a ‘share account’, as it represents your individual share of the credit union. Clockwise is owned solely by its members.

Instant access

Withdraw your savings as and when you need to without fear of penalty charges or restrictions. Use our FREE immediate faster payments service to transfer money to other bank accounts or you can make small cash withdrawals (max. £50 per day) from our Leicester branch.

Internet and Mobile Banking

Take advantage of our Internet banking service to check your balance, transactions, download statements and transfer money 24/7. We also have a mobile app allowing you to manage your money on the go.


As a credit union owned and controlled by our members we do not pay interest in the same way as most savings accounts. Instead we pay an annual dividend to each savings account. The dividend rate is set at the credit union AGM taking into account the financial performance of the credit union.

Predicted Dividend
Loans with values

8 reasons to choose a Clockwise loan over your bank

Great value loans

See how much you could save with our calculator


Our online banking and mobile app lets you manage your accounts 24/7

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