Financial Wellbeing
Sleigh no to loan sharks this Christmas!
Christmas is a time for joy, family gatherings, and celebrations, but it can also bring financial pressure. The cost of parties, presents, and festive food
Christmas is a time for joy, family gatherings, and celebrations, but it can also bring financial pressure. The cost of parties, presents, and festive food
This year, let’s rewrite the song together. These are the twelve debts of Christmas: funny but familiar spending traps, and practical ways to step around them so your finances end the season smiling, not sulking.
Money remains a sensitive subject in many workplaces, often leaving employees to struggle in silence. Employers have a unique opportunity to change this by encouraging open conversations about money, which can improve employees’ well-being and benefit the company as a whole.
High bills, unexpected expenses, and the belief that saving only matters when large sums are involved often prevent people from taking the first step.
UK Savings Week aims to shift that mindset by showing how steady, consistent actions can lead to real financial progress.
Pocket money has long been a part of growing up, giving children their first taste of independence and responsibility while teaching them the value of money. In 2025, changing habits, digital payments, and new financial tools are reshaping how families approach it. Many parents are now asking the same questions: how much pocket money is normal, and what’s the best way to give it?
Instead of treating savings as a leftover, “paying yourself first” means treating it like a regular monthly expense. You take a slice of your income, whatever you can afford, and move it into savings before you start spending on anything else. This simple change puts you in control of your money, rather than letting your expenses dictate what you can save.
Feeling overwhelmed by back-to-school costs? Start planning early with practical, gentle budgeting tips to ease financial anxiety and prepare confidently.
Being in debt to a loan shark is more than just a financial burden – it can be a terrifying, isolating, and emotionally draining experience.
This spring, clear away the financial clutter and create real momentum. You don’t need a promotion, a side hustle, or a lifestyle overhaul. You simply need a few smart, manageable actions to build a stronger foundation.
Most kids start forming their money habits by age 7. That’s right. Before they’ve even mastered tying their shoes or doing long division, they’re already