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‘Helping you manage your money better!’

We are a fair, responsible and people focused credit union, providing a wide range of ethical financial products and services throughout Leicester, Leicestershire and Rutland.

  • Focus on people not profits
  • Fair return on your savings
  • Lower interest rates on loans
  • Peace of mind that your savings are in safe hands; protected by the FSCS
  • Members treated as individuals, regardless of personal circumstances
  • Range of products to suit all budgets
  • Easy to apply with quick decisions on loans, often same day
  • Effective money management
  • Manage your money online or with our mobile app
  • Part of the growing credit union community with over 1m UK members

Established January 1992 – 25 years improving the financial wellbeing of our local community.

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Affordable Loans

Instant or same day decisions. Affordable interest rates and no hidden costs.

Safe Savings

Grow your savings with one of our flexible savings accounts. Clockwise is a safe and ethical way to save.

Secure and Convenient

Manage your accounts on your smartphone or laptop. Apply for loans 24/7 with instant or same day decisions.

Our Latest News

02Sep 19
5 Golden Rules Of Personal Finance

5 Golden Rules of Personal Finance

When it comes to managing your money better there are some easy ways you can make a big difference. It isn't so much about how much money you have, but…

24Jul 19
How To Get Back To School On A Budget

How to get back to school on a budget

There is always that time during summer when you realise that back to school is just around the corner and you need to buy the whole list of things your…

What our members think of us

You are brilliant. You always help me in times of need

I can’t believe how easy it is. I heard the interest rates were better than anywhere else. The staff are so pleasant,  polite and helpful.

I save through my salary and then have a good bit towards Christmas presents for my family. Being part time, now we’ve had our little girl, means our income changed a lot, so this is brilliant for us.

Clockwise does exactly what it says it does. Applying for a loan was really easy with payments that are manageable. I was happy to tell all my friends to join!

I had a loan from Clockwise to help me pay for my daughter’s birthday when her father left us with nothing.

Loan Calculator

7.9% APR
Every month £114.90
Total To Pay £3447.90
Total Interest to pay £1347.90
High Cost Lender Comparison
APR 399.7
Total To Pay £3447.90
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Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

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