Helping you manage your money better

Clockwise Credit Union

We are a fair, responsible and people focused credit union, providing a range of financial products and services to the local communities of Leicester, Leicestershire, Rutland, Northamptonshire, Coventry and Warwickshire.

Our services

Loans

We offer loans from £50 up to £15,000 and with fast decisions online, no hidden fees or penalties and we consider all applicants, regardless of circumstances.

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Savings

Our flexible, easy access savings accounts offer great value for everyone! Whatever you are saving for, saving regularly helps you to manage your money better.

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Accounts

Each of our accounts has tailor made facilities and benefits to make managing your money easier, and our friendly team ensure you get the very best customer service experience.

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Areas we serve

Clockwise Credit Union provides a range of financial services to people living or working in the following areas

Leicester
Leicestershire
Rutland
Northamptonshire
Coventry
Warwickshire.

Not within our area? Visit findyourcreditunion.co.uk to find your local Credit Union.

Our affordable loans

Whether you’re looking to improve your home, cover unexpected expenses or plan your next staycation, a personal loan from Clockwise could help you get there faster.

We offer personal loans from £100 to £15,000 subject to status.

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Our Latest News

08Apr 22

Need help paying your fuel bill?

The Cost of Living crisis continues to hit people across the UK. Fuel bills leave many families struggling. Some energy companies have set up charities and grants you can apply…

03Mar 22

Clockwise Social Impact Report 2021

Social Return on Investment (SROI) is a widely-used technique for assessing the social value that an organisation brings to the community it serves. That value can come in many ways,…

17Feb 22

Clockwise Annual Report 2021

Read Clockwise's annual report online - this year marks our 30th Anniversary.

01Feb 22

Food budgeting: 30 tips to help you eat for less

Food budgeting is about reducing your food spend and making the most of the food you buy. In this post are 30 simple tips to help with meal planning, shopping, storage, food preparation and using up your leftovers to reduce waste.

Safe Savings

Saving money with Clockwise is easy and for total peace of mind your savings are safe and covered up to £85,000 by the Financial Services Compensation Scheme.

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About Clockwise

Clockwise is one of the UK’s most exciting, dynamic and fast growing financial co-operatives that is just for the people of Leicester, Leicestershire, Rutland and Northamptonshire. As a not-for-profit organisation we can pass on the savings to our members by providing affordable loans, safe savings and ethical financial products and services. This means that your share contributes to keeping money within the local community.

People not profits

As a credit union we focus on people not profit and our members are at the heart of our strategy. Contributing to improving the financial wellbeing of our local community, we treat people as individuals and at Clockwise you are not just a number!

Lower rates on loans

Our range of affordable loans provide a variety of interest rates, depending on the loan amount and individual circumstances. Clockwise is an ethical alternative to using pay day or high interest lenders.

Rewards!

At Clockwise we reward members for saving while borrowing! We know sometimes it can be hard to save, especially when borrowing, so to grow your savings we will reward you when you save whilst repaying your loan.

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Savings & loans directly from your pay

Payroll Membership is a hassle free way of saving and borrowing with payments made directly from your salary. This confidential service means, money is transferred straight to your Clockwise account making it easy to save or borrow!

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Helping you manage your money better

Our handy mobile app is available to download from your App store giving you 24/7 access to your money with lots of benefits and features. Simply search for Clockwise Credit Union.

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What our members think of us

Thank you so much! I really appreciate being approved. I was so worried about what I was going to do . You guys always seem to help me.

You are brilliant. You always help me in times of need

I can’t believe how easy it is. I heard the interest rates were better than anywhere else. The staff are so pleasant, polite and helpful.

I save through my salary and then have a good bit towards Christmas presents for my family. Being part time, now we’ve had our little girl, means our income changed a lot, so this is brilliant for us.

Clockwise does exactly what it says it does. Applying for a loan was really easy with payments that are manageable. I was happy to tell all my friends to join!

I would like to thank you and your colleagues for your support with organising increasing payments through payroll, it really made my maternity leave easier. Thank you.

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.