Reality Check: What’s Your Valentine’s ROI?

Valentine’s Day is the season of grand gestures, but have you ever stopped to calculate the Return on Investment for your romance?

While we’re all for celebrating love, we also love a healthy balance sheet. Use our “Choose Your Own Adventure” builder below to see the price tag on your Valentine’s plans, and what that money could become if you invested it in you.

💘 The 'Cost of a Crush' Calculator

Select one option for each category to see your total.

1. The Meal

Home-Cooked Feast (£30)
Fine Dining (£100)

2. The Gift

Handwritten Letter (£5)
Designer Watch (£500)

3. The Ride

Romantic Stroll (£0)
Premium Rideshare (£40)

Total Cost: £35

🎁 The “Budget Friendly Romance” Guide

Because the best things in life aren’t things, they’re shared experiences.

10 Date Ideas Under £20

🥾 The ‘Sunset & Flask’ Hike

Head to your local trail (like the Peak District). Pack a thermos of hot chocolate and bakery treats.

Total: £8

🛍️ The Charity Shop Challenge

Each person gets £5 and 20 minutes to find the funniest gift for the other.

Total: £10

🖼️ Art Gallery Late-Nights

Free entry evenings in certain UK cities. Discuss your “billionaire’s budget” art picks.

Total: £0

🎲 The Board Game Battle

Grab a second-hand game, make a giant bowl of popcorn, and get competitive.

Total: £5

🍳 The ‘Cook-Off’ Night

Visit a local market with £15 and see who can make the best gourmet starter.

Total: £15

✨ Stargazing Picnic

Download a mapping app, grab a blanket, and head away from city lights.

Total: £4

🍻 Pub Quiz Night

Small entry fees, a shared plate of chips, and a round of drinks.

Total: £20

🍷 At-Home Wine Tasting

Two different £7 bottles and a YouTube tutorial to learn the "notes."

Total: £14

📊 Tips for “Financial Date Nights”

🗓️ The 20-Minute Monthly Sync

Review your “Safe-to-Spend” balance together and celebrate small wins.

💭 The ‘Dream Bucket’ List

Create a “Savings Goal” in our app for a trip to Japan or a new kitchen.

🧛 The Subscription Audit

Kill the “vampire” subscriptions and redirect the cash to your holiday fund.

🎮 Gamify Your Savings

Find a £50 saving in the budget and you get to choose the next takeaway!

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