If budgeting feels impossible, you’re not alone
For many households, keeping on top of bills is harder than it should be. Money goes in, money goes out, and somewhere along the line something gets missed. It’s stressful, and it’s one of the biggest causes of financial anxiety among our members.
Sometimes the problem isn’t the budget, but the bank account.
Why a second account makes budgeting easier
A simple way to gain more control is to run two accounts. One for bills. One for spending. No complicated apps or spreadsheets needed.
A dedicated account for your bills means you always know what’s covered. Whatever’s left in your main account is yours to spend without guessing if you can afford it.
Perfect for benefits, irregular income or tight budgets
If your income changes from month to month, or you rely on benefits, having a separate account makes an enormous difference.
The Clockwise Current Account is:
- Ideal as a bills account
- Easy to apply for online
- Available with no credit check
- Suitable for receiving benefits or wages
- Designed for members who want clear control of their money
- Offers Virtual Cards – a special card for each thing you spend on. It’s like giving your money its own little safe
It works especially well for people setting up direct debits, paying rent, or trying to avoid accidental overdrafts.
Budgeting doesn’t need to be complicated
A second account is one of the simplest, most effective ways to stay on track.
If you’re ready to make budgeting a bit less painful, the Clockwise Current Account is a helpful place to start.
