We know the cost of Christmas can mount up. Presents, a new tree, plus food, it all adds up! If you pay for these using high cost loans or credit cards, there is an affordable alternative… a Christmas Clockwise loan!

You can spread the cost over a year and if you want, even start saving for next Christmas too!

• Borrow from £50 up to £10,000
• Fast decisions
• Lower interest rates
• Flexible repayment options
• No penalties for early repayment
• All applicants considered