How can we help?
From home improvements to dream holidays, choose a loan purpose below to see our transparent, flexible borrowing options.
Loan Repayment Calculator
Estimates only. Actual rate depends on eligibility.
This calculator uses a standard amortisation formula for an estimated repayment.
Are you looking to borrow money? Using a Credit Union could be the right decision.
Personal Loan Interest rates:
The interest rate depends on the amount you borrow from Clockwise
- From £50 to £2,999 at 42.6% APR
- From £3,000 to £10,000 at a representative APR of 21.9%
- Maximum Annual Percentage Rate (APR) is 42.6%.
- Minimum period for repayment is 90 days.
- Maximum period for repayment is 60 months.
Loan Repayment Example
You can borrow from £50 to £2,999 at 42.6% APR
A loan of £500 paid back over 12 months would mean a
monthly repayment of £50.24 and total repayable £602.82
You can borrow from £3,000 to £10,000 at a representative APR of 21.9%. Depending on your circumstances, the APR will range between 29.3% to 16.1%
A representative loan of £3000 paid back over 24 months at 21.9% APR would mean a monthly repayment of £152.64 and total repayable £3663.35
There are no application fees or early repayment fees.
As part of your application, you may be asked to complete a credit check.
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started?
Our local team is ready to help you with a fair, flexible loan.
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Clockwise Credit Union is authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
All loans are subject to status and approval. Terms and conditions apply. If you do not meet the criteria for a specific lending rate, or if you are unwilling to accept any special conditions that apply, then we may offer you an alternative loan at an alternative rate.