From 1 December 2026, the interest rates on the following Clockwise savings products will change:
| Savings account | Current rate | New rate from 1 December |
|---|---|---|
| Cash ISA | 3.1% AER | 2.8% AER |
| Junior ISA | 3.1% AER | 2.8% AER |
| Instant Access Savings | 0.5% AER | 0.3% AER |
| Prize Saver | 0.5% AER | 0.3% AER |
These changes reflect movements in the wider savings market.
Do I need to do anything?
No. The new rates will apply automatically from 1 December 2026. You don't need to take any action.
What is AER?
AER stands for Annual Equivalent Rate. It shows what the interest rate would be if interest were paid and compounded once a year.
To learn more about each account, simply select its name in the table above, or view all Clockwise savings accounts.
