Valentine’s Day is the season of grand gestures, but have you ever stopped to calculate the Return on Investment for your romance?
While we’re all for celebrating love, we also love a healthy balance sheet. Use our “Choose Your Own Adventure” builder below to see the price tag on your Valentine’s plans, and what that money could become if you invested it in you.
💘 The 'Cost of a Crush' Calculator
Select one option for each category to see your total.
1. The Meal
Home-Cooked Feast (£30)Fine Dining (£100)
2. The Gift
Handwritten Letter (£5)Designer Watch (£500)
3. The Ride
Romantic Stroll (£0)Premium Rideshare (£40)
Total Cost: £35
💡 The "Aha!" Moment: You could save £0 by choosing the budget options. In 5 years, that difference could grow to £0 in a Clockwise Credit Union Account!
🎁 The “Budget Friendly Romance” Guide
Because the best things in life aren’t things, they’re shared experiences.
10 Date Ideas Under £20
🥾 The ‘Sunset & Flask’ Hike
Head to your local trail (like the Peak District). Pack a thermos of hot chocolate and bakery treats.
Total: £8🛍️ The Charity Shop Challenge
Each person gets £5 and 20 minutes to find the funniest gift for the other.
Total: £10🖼️ Art Gallery Late-Nights
Free entry evenings in certain UK cities. Discuss your “billionaire’s budget” art picks.
Total: £0🎲 The Board Game Battle
Grab a second-hand game, make a giant bowl of popcorn, and get competitive.
Total: £5🍳 The ‘Cook-Off’ Night
Visit a local market with £15 and see who can make the best gourmet starter.
Total: £15✨ Stargazing Picnic
Download a mapping app, grab a blanket, and head away from city lights.
Total: £4🍻 Pub Quiz Night
Small entry fees, a shared plate of chips, and a round of drinks.
Total: £20🍷 At-Home Wine Tasting
Two different £7 bottles and a YouTube tutorial to learn the "notes."
Total: £14📊 Tips for “Financial Date Nights”
Review your “Safe-to-Spend” balance together and celebrate small wins.
Create a “Savings Goal” in our app for a trip to Japan or a new kitchen.
Kill the “vampire” subscriptions and redirect the cash to your holiday fund.
Find a £50 saving in the budget and you get to choose the next takeaway!




