Life is busy. Between rising living costs and the day-to-day rush, "saving for the future" often falls to the bottom of the to-do list. We often wait until the end of the month to see what’s left in our account, only to find that life—and spending—has gotten in the way.
The secret to building wealth isn't willpower; it's automation. When you save directly from your salary, your money is tucked away before it ever hits your spending account. It’s "out of sight, out of mind," allowing you to build an emergency fund or reach your goals effortlessly.
Check out our interactive calculator below to see how small, consistent contributions can turn into significant savings goals over time.
UK Savings Week | 21st - 27th September 2026
Build your financial wellbeing directly through pay. Save small amounts regularly straight from your salary before it hits your bank account, helping you build peace of mind effortlessly.
How your Payroll Savings Scheme works
We have partnered with Clockwise Credit Union to make saving simple. You choose how much you would like to set aside each payday, and your employer transfers it directly into your savings account.
- Saved automatically from salary
- Side-steps spending temptation
- FSCS protected up to £85,000
- Adjust or stop at any time
Why save through salary?
Saving before you see your income in your main account is the easiest way to stick to a habit. Whether you are building an emergency fund or saving for something special, direct payroll deduction turns good intentions into effortless action.
Plan settings
Switch goals on or off and choose the year you would like to reach each one.
This calculator provides a simple illustration only. It does not include interest, inflation or changes in the cost of your goals, and it is not financial advice. Savings with Clockwise Credit Union are protected by the Financial Services Compensation Scheme up to £85,000.
