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Refer a friend for a Clockwise Christmas loan and we will enter you both into our festive draw.

Christmas can be a really happy time but it can also be extremely stressful financially. If you know someone who is struggling to meet the cost of Christmas this year, simply ask them to join us and apply for a loan.

A loan from Clockwise allows someone to borrow that little bit extra at a fair, affordable rate, with no application fees and no early repayment charges.



Share this page with your friend and ask them to click on the button on the right to join us. All they need to do is to quote your membership number, when prompted, when they apply for their loan.


Alternatively, they can join us in branch. Be sure to give them your membership number, so that they have this to hand when they join and leave the rest to us!

Refer as many friends as you wish for multiple prize draw entries.

Competition Rules

Competition will be open until Wednesday 18th December 2019

To qualify for entry into the prize draw:

  • You must already be a member or you must join Clockwise to refer someone.
  • A new member can only be referred by one person.
  • You can refer as many friends as you wish and you get a prize draw entry for each referred person that applies for a loan.
  • Your account with Clockwise must be active at the time of the draw.
  • Draw will be made on 19th December 2019 and winners will be notified by the 20th December 2019.
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